Please read this agreement carefully before using our services.
Effective Date: February 13, 2026 | Version 1.0
This End User License Agreement ("EULA" or "Agreement") is a legally binding contract between you ("User," "You," "Your," or "Student") and LTE Academy LLC, doing business as LTE University ("Company," "We," "Us," or "Our"). This Agreement governs your access to and use of LTE University's online trading education platform, including all courses, workshops, mentorship programs, digital content, community features, and related services (collectively, the "Services").
BY CLICKING "I AGREE," "ACCEPT," OR BY ACCESSING, PURCHASING, ENROLLING IN, OR OTHERWISE USING ANY LTE UNIVERSITY SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT. If you do not agree to these terms, do not access or use the Services.
If you are using the Services on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to this Agreement.
Section 1
"Content" means all educational materials, including but not limited to video lessons, recorded workshops, live training sessions, webinars, written guides, eBooks, PDFs, trading strategies, indicators, tools, templates, quizzes, assessments, and any other materials provided through the Services.
"Platform" means the LTE University website, mobile applications, learning management system, community portals (including but not limited to Discord servers), and any other digital interfaces through which the Services are delivered.
"Account" means the unique user account created by or for the User to access the Services, identified by login credentials including a username and password.
"Subscription" means the paid access plan selected by the User, whether a one-time purchase, recurring monthly or annual payment, or any other payment arrangement offered by the Company.
"Mentorship Program" means the one-on-one coaching, group coaching sessions, and personalized trading education services offered through LTE University.
"Workshop" means any live or recorded multi-day trading education event, bootcamp, or intensive training session offered by LTE University.
Section 2
Subject to the terms and conditions of this Agreement and upon successful payment of all applicable fees, the Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services and Content solely for your personal, non-commercial educational purposes.
This license specifically does not include the right to:
All rights not expressly granted to you in this Agreement are reserved by the Company. The Company retains all right, title, and interest in and to the Services, Content, Platform, and all related intellectual property rights.
Section 3
To access the Services, you must create an Account by providing accurate, current, and complete information. You represent and warrant that you are at least eighteen (18) years of age or the age of legal majority in your jurisdiction, whichever is greater, and that you are legally capable of entering into binding contracts.
You are solely responsible for maintaining the confidentiality of your Account credentials and for all activities that occur under your Account. You agree to immediately notify us at lteuniversity2025@gmail.com of any unauthorized use of your Account or any other breach of security. The Company will not be liable for any loss or damage arising from your failure to maintain the security of your Account.
Each Account is licensed to a single individual User only. Sharing Account credentials with any other person is strictly prohibited and constitutes a material breach of this Agreement. Excessive logins from multiple devices or IP addresses simultaneously, as determined by the Company in its sole discretion, may be construed as unauthorized sharing and may result in immediate Account suspension or termination without refund.
Section 4
You agree to pay all fees associated with the Services you select, as displayed at the time of purchase. All fees are quoted in United States Dollars (USD) unless otherwise specified. Prices are subject to change at the Company's discretion; however, price changes will not affect existing active Subscriptions until the next renewal period.
Payments are processed through third-party payment processors (such as Stripe, PayPal, or other providers). By providing payment information, you authorize the Company and its payment processors to charge the applicable fees. You are responsible for ensuring that your payment information is accurate and current.
If you select a recurring Subscription plan, your Subscription will automatically renew at the end of each billing cycle unless you cancel at least forty-eight (48) hours before the renewal date. You authorize the Company to charge the applicable renewal fee to your payment method on file.
All sales are final unless otherwise stated in the specific product or service offering at the time of purchase. The Company may, at its sole discretion, offer refunds or credits on a case-by-case basis. Requests for refunds must be submitted in writing to lteuniversity2025@gmail.com within the refund window specified for the applicable product or service. Digital products that have been accessed or downloaded are generally non-refundable.
If you initiate a chargeback or payment dispute with your financial institution without first contacting us at lteuniversity2025@gmail.com to resolve the issue, the Company reserves the right to immediately suspend or terminate your Account, revoke access to all Content and Services, and pursue collection of any amounts owed, including associated fees and costs.
Section 5
All Content, including but not limited to trading strategies, educational methodologies, course materials, video recordings, graphics, logos, trademarks, trade names, and any other intellectual property associated with LTE University and LTE Academy, is and shall remain the exclusive property of the Company and/or its licensors. This Agreement does not convey any ownership interest in or to the Content or Services.
All Content is protected by United States and international copyright laws, trademark laws, and other intellectual property laws. Unauthorized reproduction, distribution, or use of the Content may result in severe civil and criminal penalties and will be prosecuted to the maximum extent permitted by law.
"LTE University," "LTE Academy," and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates. You are not permitted to use these marks without the prior written consent of the Company.
If you provide the Company with any feedback, suggestions, or recommendations regarding the Services ("Feedback"), you hereby grant the Company a perpetual, irrevocable, worldwide, royalty-free, fully paid-up, non-exclusive, sublicensable, and transferable license to use, reproduce, modify, distribute, and otherwise exploit such Feedback for any purpose without attribution or compensation to you.
Section 6
In connection with your use of the Services, you agree not to:
Users participating in LTE University community features, including but not limited to Discord servers, forums, group chats, and live sessions, must adhere to the community guidelines published by the Company. Violation of community guidelines may result in temporary or permanent removal from community features and/or termination of your Account.
Section 7
THE CONTENT AND SERVICES PROVIDED BY LTE UNIVERSITY ARE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY AND DO NOT CONSTITUTE FINANCIAL ADVICE, INVESTMENT ADVICE, TRADING ADVICE, OR ANY OTHER FORM OF PROFESSIONAL ADVICE.
The Company is not a registered investment advisor, broker-dealer, or financial planner. Nothing contained in the Services should be construed as a recommendation or solicitation to buy, sell, or hold any security, financial product, or instrument.
You acknowledge and agree that:
Testimonials and success stories displayed on the Platform or in marketing materials represent individual user experiences and are not intended to represent or guarantee that any current or future users will achieve similar results. Trading results vary depending on a variety of factors including, but not limited to, market conditions, individual skill level, experience, risk tolerance, and capital availability.
THE COMPANY MAKES NO GUARANTEES, REPRESENTATIONS, OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING YOUR POTENTIAL EARNINGS, PROFITS, OR FINANCIAL OUTCOMES FROM USING THE SERVICES.
Your financial success depends entirely on your own actions, decisions, and circumstances.
Section 8
THE SERVICES AND CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
Without limiting the foregoing, the Company does not warrant that:
Section 9
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH:
IN NO EVENT SHALL THE COMPANY'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE SERVICES EXCEED THE GREATER OF (A) ONE HUNDRED UNITED STATES DOLLARS ($100.00 USD) OR (B) THE TOTAL AMOUNT YOU HAVE PAID TO THE COMPANY FOR THE SERVICES DURING THE TWELVE (12) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, the Company's liability shall be limited to the fullest extent permitted by applicable law.
Section 10
You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, losses, damages, liabilities, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or relating to:
This indemnification obligation shall survive the termination of this Agreement and your use of the Services.
Section 11
You may terminate this Agreement at any time by ceasing all use of the Services and requesting Account deletion by contacting lteuniversity2025@gmail.com. Termination does not entitle you to a refund of any fees previously paid unless expressly provided under Section 4.4.
The Company may, in its sole and absolute discretion, at any time and for any or no reason, suspend or terminate this Agreement and your Account, with or without prior notice. Grounds for termination include, but are not limited to:
Upon termination of this Agreement, for any reason:
Section 12
The Company collects and processes personal information in accordance with its Privacy Policy, which is incorporated into this Agreement by reference. By using the Services, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy.
Data collected may include, but is not limited to:
The Company implements commercially reasonable technical and organizational measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is completely secure, and the Company cannot guarantee absolute data security.
The Services may integrate with or contain links to third-party services, including payment processors, communication platforms (such as Discord), video hosting services, and analytics providers. Your use of such third-party services is subject to their respective terms of service and privacy policies. The Company is not responsible for the practices of any third party.
Section 13
The Company reserves the right to modify, amend, or update this Agreement at any time, in its sole discretion, by posting the revised Agreement on the Platform. Changes will be effective immediately upon posting. Your continued use of the Services after any modification constitutes your acceptance of the revised Agreement. It is your responsibility to review this Agreement periodically for changes.
The Company reserves the right to modify, suspend, or discontinue any aspect of the Services at any time, with or without notice. This includes the right to add, remove, or update Content, features, and functionality. The Company shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Services.
Section 14
Before initiating any formal dispute resolution process, you agree to first attempt to resolve any dispute, claim, or controversy arising out of or relating to this Agreement informally by contacting the Company at lteuniversity2025@gmail.com. The parties shall use good faith efforts to resolve any dispute within thirty (30) days of the initial contact.
If the dispute cannot be resolved informally, you and the Company agree that any dispute, claim, or controversy arising out of or relating to this Agreement or the Services shall be resolved exclusively through final and binding arbitration, rather than in court. The arbitration shall be administered by the American Arbitration Association ("AAA") in accordance with its Consumer Arbitration Rules. The arbitration shall take place in the state where the Company's principal place of business is located, or at another mutually agreed location, and may be conducted remotely via video conference if mutually agreed upon by both parties.
YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION OR PROCEEDING.
Unless both you and the Company agree otherwise, the arbitrator may not consolidate or join more than one person's or party's claims and may not preside over any form of a consolidated, representative, or class proceeding.
This Agreement shall be governed by and construed in accordance with the laws of the State in which the Company's principal place of business is located, without regard to its conflict of law provisions. Any legal action or proceeding not subject to arbitration shall be brought exclusively in the federal or state courts located in the same jurisdiction.
You agree that any claim or cause of action arising out of or related to this Agreement or the Services must be filed within one (1) year after the claim or cause of action arose, or be permanently barred.
Section 15
The Services may contain links to third-party websites, resources, or content that are not owned or controlled by the Company. The Company has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that the Company shall not be liable, directly or indirectly, for any damage or loss caused by or in connection with the use of or reliance on any third-party content, goods, or services.
Section 16
The Company shall not be liable for any failure or delay in performing its obligations under this Agreement where such failure or delay results from any cause that is beyond the Company's reasonable control, including but not limited to acts of God, natural disasters, pandemic or epidemic, war, terrorism, government actions, power or internet outages, or failures of third-party services.
Section 17
If any provision of this Agreement is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, shall be severed from this Agreement. The invalidity or unenforceability of any provision shall not affect the validity or enforceability of the remaining provisions of this Agreement.
Section 18
This Agreement, together with the Privacy Policy and any other policies or guidelines published by the Company on the Platform, constitutes the entire agreement between you and the Company regarding the Services and supersedes all prior or contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Services.
Section 19
The failure of the Company to enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term, and the Company's failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision.
Section 20
You may not assign or transfer this Agreement, or any of your rights or obligations hereunder, without the prior written consent of the Company. The Company may freely assign or transfer this Agreement, in whole or in part, without restriction. Subject to the foregoing, this Agreement shall bind and inure to the benefit of the parties, their successors, and permitted assigns.
Section 21
By using the Services and providing your email address, you consent to receive electronic communications from the Company, including but not limited to emails regarding Account activity, Service updates, promotional offers, and legal notices. You agree that all agreements, notices, disclosures, and other communications that the Company provides to you electronically satisfy any legal requirement that such communications be in writing.
Section 22
If you have any questions, concerns, or requests regarding this End User License Agreement, please contact us at:
LTE University
Operated by LTE Academy LLC
Email: lteuniversity2025@gmail.com
We aim to respond to all inquiries within five (5) business days.
BY USING LTE UNIVERSITY SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS END USER LICENSE AGREEMENT IN ITS ENTIRETY, UNDERSTAND ITS TERMS AND CONDITIONS, AND AGREE TO BE LEGALLY BOUND BY THEM.
This Agreement constitutes the complete and exclusive statement of the agreement between you and the Company, superseding any proposal or prior agreement, oral or written, and any other communications relating to the subject matter of this Agreement.